有些银行会问一些信息来验证你的身份，为了安全的原因。
Now we usually ask for a piece of information which we can use to check your identity*, for security** reasons.
最好提供父母的名字，这不太会被知道 It's less likely to be known. 还会问：
职业 occupation/profession** 出生日期 date of birth** 全名 full name**
名 first name 、given name**
中间名字 middle name
姓 surname/family name/last name**
过去地址 previous address* 目前地址 present/current address* 在目前地址居住时间 time at current address
每个人还应该带着填有名字和地址的宣传单 You should each have a handout *with the names and addresses...
在开帐户时，银行会给你一本支票簿，你可以用它在
需要时取钱。
When you open the account, the bank will give you a chequebook /checkbook**
and you can use this to draw /withdraw**money out as you need it.
如果你要在商店里用支票，你会同时需要一张支票保付卡
If you need to write cheques** in shops, you'll also need a cheque card* .
拓展记忆：旅行支票 traveler's cheque*
这是一种认证卡(身份证),保证签出的支票能符合银行支票保付卡所对应能支付的额度
This is really an identity card**which guarantees that
correctly written cheques up to the value stated on the card will be honoured by the bank.
如果你想提取现金你可以让支票以你的名义支付或者兑现。
If you want to draw out cash for yourself you can make the cheque payable in your own name or 'to cash'**.（兑现支票cash the cheque） （拓展记忆：
§payable at sight见票即付 §payable on demand随到随付）
你可以用提款卡从取款机中提取现金
You can also withdraw cash from a cash point machine**with a cashcard*.
(提款机又叫做ATM＝Automatic Teller Machine)
你也许想取出超过你银行额度的钱，这叫做透支。 You may want to take more money out ot the bank than you have in it.This is called having an overdraft**.
要当心，除非有银行允许，否则不能这么做。 Be very careful with this--you should not do this without permission** from your bank.
透支经常导致额外费用，虽然有些银行提供给某些学生免利息透支
Overdrafts usually incur charges,though some banks offer interest-free**overdrafts to some students.