监管对象的行为有问题、管理机制不健全 problems of supervised entities’ behavior and the unsound internal governance mechanism 风险意识 consciousness of risk prevention 事前监管 proactive regulation and supervision account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单
a banding machine 自动存取机 to deposit 存款
deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金
overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现
to honor a check 兑付 to dishonor a check 拒付 to suspend payment 止付 check 支票
check book 支票本 order check 记名支票 bearer check 不记名支票 crossed check 横线支票 blank check 空白支票 rubber check 空头支票
check stub, counterfoil 票根 cash check 现金支票 traveler's check 旅行支票 check for transfer 转帐支票 outstanding check 未付支票 canceled check 已付支票 forged check 伪支票
Bandar's note 庄票，银票 banker 银行家 president 行长
savings bank 储蓄银行 Chase Bank 大通银行
National City Bank of New York 花旗银行
Hongkong Shanghai Banking Corporation 汇丰银行
Chartered Bank of India, Australia and China 麦加利银行 Banque de I'Indo Chine 东方汇理银行
central bank, national bank, banker's bank 中央银行 bank of issue, bank of circulation 发行币银行 commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行
requesting bank 委托开证银行
issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行
associate banker of collection 代收银行 consigned banker of collection 委托银行 clearing bank 清算银行 local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄 branch bank 银行分行
trustee savings bank 信托储蓄银行 trust company 信托公司 financial trust 金融信托公司 unit trust 信托投资公司
trust institution 银行的信托部 credit department 银行的信用部
commercial credit company(discount company) 商业信贷公司（贴现公司） neighborhood savings bank, bank of deposit 街道储蓄所 credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行 land bank 土地银行
construction bank 建设银行
industrial and commercial bank 工商银行 bank of communications 交通银行 mutual savings bank 互助储蓄银行 post office savings bank 邮局储蓄银行 mortgage bank, building society 抵押银行 industrial bank 实业银行
home loan bank 家宅贷款银行 reserve bank 准备银行
chartered bank 特许银行 corresponding bank 往来银行
merchant bank, accepting bank 承兑银行 investment bank 投资银行
import and export bank (EXIMBANK) 进出口银行 joint venture bank 合资银行 money shop, native bank 钱庄 credit cooperatives 信用社 clearing house 票据交换所 public accounting 公共会计 business accounting 商业会计 cost accounting 成本会计
depreciation accounting 折旧会计 computerized accounting 电脑化会计 general ledger 总帐
subsidiary ledger 分户帐 cash book 现金出纳帐 cash account 现金帐
journal, day-book 日记帐，流水帐 bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资
economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退 economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏 inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值
international balance of payment 国际收支 favorable balance 顺差 adverse balance 逆差 hard currency 硬通货 soft currency 软通货
international monetary system 国际货币制度 the purchasing power of money 货币购买力 money in circulation 货币流通量 note issue 纸币发行量 national budget 国家预算
national gross product 国民生产总值
public bond 公债 stock, share 股票 debenture 债券
treasury bill 国库券 debt chain 债务链
direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇 cross rate, arbitrage rate 套汇汇率
foreign currency (exchange) reserve 外汇储备 foreign exchange fluctuation 外汇波动 foreign exchange crisis 外汇危机 discount 贴现
discount rate, bank rate 贴现率 gold reserve 黄金储备
money (financial) market 金融市场 stock exchange 股票交易所 broker 经纪人 commission 佣金 bookkeeping 簿记 bookkeeper 簿记员
an application form 申请单 bank statement 对帐单 letter of credit 信用证 strong room, vault 保险库 equitable tax system 等价税则 specimen signature 签字式样
banking hours, business hours 营业时间 share, equity, stock 股票、股权 negotiable share 可流通股份
treasury /government bond 国库券/政府债券
closed-end securities investment fund 封闭式证券投资基金 open-end securities investment fund 开放式证券投资基金 market capitalization 市值 mark-to-market 逐日盯市
clearing and settlement 清算/结算 put / call option 看跌/看涨期权 rights issue/offering 配股
ADR(American Depository Receipt)美国存托凭证/存股证 GDR(Global Depository Receipt) 全球存托凭证/存股证 institutional investor 机构投资者 proprietary trading 自营
market manipulation 市场操纵
IPO(Initial Public Offering)新股初始公开发行 securities 证券
premium 溢价 share capital 股本
composite index 综合指数 capital market 资本市场 liquidity 流通性
highly-leveraged institutions(HLI) 高杠杆交易机构 subscribe 申购 underwriter承销商 road show 路演
primary market 一级市场
information disclosure 信息披露 blue chips 蓝筹股
gilt-edged bond 金边债券 rating agency 评级机构 credit trading 信用交易
open/close a position 建/平仓 bond, debenture, debts 债券 convertible bond 可转换债券 corporate bond 企业债券
fund manager 基金经理/管理公司 fund custodian bank 基金托管银行 p/e (price/earning) ratio 市盈率 payment versus delivery 银券交付
commodity/financial derivatives 商品/金融衍生产品 margins, collateral 保证金 bonus share 红股 dividend 红利/股息
retail / private investor 个人投资者/散户 broker/dealer 券商
insider trading/dealing 内幕交易 prospectus招股说明书
merger and acquisition收购兼并 warrant 认股权证
raised capital/proceeds 筹资 component index 成份指数 turnover rate 换手率
monetary market 货币市场 hedge fund 对冲基金
self-regulatory organization(SRO)自律组织 issuer 发行人
intermediary 中介机构 secondary listing 第二上市 secondary market 二级市场
controlling shareholder 控股股东
red chips红筹股 junk bond 垃圾债券 securities loan 融券 financing 融资