常见银行英语词汇
account number depositor 帐号 pay-in slip 存户a deposit form 存款单 a banding machine 存款单 to deposit 自动存取机
deposit receipt 存款 private deposits 存款收据
certificate of deposit 私人存款 deposit book, passbook 存单credit card 存折 principal overdraft, overdraw 本金信用卡
to counter sign to endorse 双签透支 endorser to cash 背书人背书 to honor a cheque 兑现
to dishonor a cheque 兑付to suspend payment 拒付 cheque,check cheque book 支票 止付 order cheque 支票本bearer cheque 记名支票 crossed cheque 不记名支票 blank cheque 横线支票 rubber cheque 空白支票 cheque stub, counterfoil 空头支票 cash cheque traveler's cheque 现金支票 票根 cheque for transfer 旅行支票 outstanding cheque 转帐支票canceled cheque 未付支票 forged cheque Bandar's note 伪支票已付支票 banker president 银行家庄票，银票 savings bank 行长
Chase Bank Citibank 大通银行储蓄银行 Hongkong Shanghai Banking Corporation 花旗银行
丰银行
汇Chartered Bank of India, Australia and China 麦加利银行
Banque de I'IndoChine central bank, national bank, banker's bank 东方汇理银行 央银行
中bank of issue, bank of circulation 行
发行币银commercial bank member bank, credit bank 商业银行，储蓄信贷银行discount bank exchange bank 贴现银行 储蓄信贷银行 requesting bank 汇兑银行issuing bank, opening bank 委托开证银行
advising bank, notifying bank 开证银行 negotiation bank 通知银行 confirming bank 议付银行 paying bank associate banker of collection 付款银行保兑银行
consigned banker of collection 代收银行委托银行
clearing bank local bank domestic bank 本地银行清算银行
国内银行 overseas bank unincorporated bank 国外银行branch bank 钱庄 trustee savings bank 银行分行trust company 信托储蓄银行
financial trust unit trust 金融信托公司信托公司 trust institution 信托投资公司credit department 银行的信托部
commercial credit company(discount
银行的信用部 company) neighborhood savings bank, bank of deposit 商业信贷公司（贴现公司） 街道储蓄所
credit union credit bureau 合作银行self-service bank 商业兴信所 land bank construction bank 土地银行无人银行
industrial and commercial bank 建设银行
bank of communications 工商银行 mutual savings bank post office savings bank 互助储蓄银行交通银行 mortgage bank, building society 邮局储蓄银行 industrial bank 抵押银行 home loan bank 实业银行 reserve bank 家宅贷款银行
chartered bank 准备银行 corresponding bank 特许银行 merchant bank, accepting bank 往来银行
investment bank import and export bank (EXIMBANK) 投资银行
承兑银行 口银行
进出joint venture bank money shop, native bank 合资银行 credit cooperatives clearing house 信用社钱庄 public accounting 票据交换所 business accounting 公共会计 cost accounting 商业会计 depreciation accounting 成本会计
computerized accounting 折旧会计 general ledger subsidiary ledger 总帐
电脑化会计 cash book cash account 现金出纳帐分户帐 journal, day-book 现金帐bad debts 日记帐，流水帐
investment 坏帐surplus 投资 idle capital 结余 economic cycle 游资 economic boom 经济周期
economic recession 经济繁荣 economic depression 经济衰退 economic crisis 经济萧条 economic recovery 经济危机 inflation deflation 通货膨胀 经济复苏 devaluation 通货收缩货币贬值
revaluation international balance of payment 货币增值
favourable balance adverse balance 顺差 国际收支 hard currency soft currency international monetary system 软通货硬通货逆差
the purchasing power of money 国际货币制度 money in circulation note issue 货币流通量货币购买力 national budget 纸币发行量 national gross product 国家预算public bond 国民生产总值
stock, share 公债 debenture treasury bill 债券股票 debt chain 国库券 direct exchange 债务链indirect exchange 直接（对角）套汇
cross rate, arbitrage rate 间接（三角）套汇 foreign currency (exchange) reserve 套汇汇率
备
外汇储foreign exchange fluctuation foreign exchange crisis 外汇波动 discount discount rate, bank rate 贴现
外汇危机 gold reserve 贴现率 money (financial) market 黄金储备
stock exchange 金融市场 broker 股票交易所 commission 经纪人bookkeeping 佣金 bookkeeper 簿记 an application form 簿记员 bank statement 申请单
letter of credit 对帐单 strong room, vault 信用证equitable tax system 保险库 specimen signature banking hours, business hours 签字式样等价税则
银行英语口语－新开帐户
营业时间 What kind of account did you have in your mind?
你想开哪种帐户?
Do you like to open a current account? 你想开一个活期存款帐户吗? A deposit or current account? 定期还是活期?
Please tell me how you would like to deposit your money.
请告诉我你想存何种户头?
There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。 Our minimum deposit for a savings account is 100 dollars.
我们储蓄存款的最低存款额是100美圆。 Five yuan is the minimum original deposit. 最低起存款额是5元。
You can open a savings account at any time with an initial deposit of 50 dollars.
你可随时以50美圆的起存额开立储蓄帐户。 Even one yuan is all right. 甚至一元也可以起存。
Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。
I should like to open a current account. 我想开一个活期存款帐户。
I need a checking account so that I can pay my bill.
我需开个支票帐户，这样就能付帐。
We'd like to know how we open a checking-savings account.
我们想知道如何开一个支票储蓄帐户。
I have a checking account here.
我在这里有一个支票存款帐户。
I think I'd like a deposit account.
我想要开个定期存款帐户。
Can I open a current account here?
我能否在这儿开个活期存款帐户？
I want to open a deposit account with you.
我要开个储蓄帐户。
I'd like to open a deposit account with you 我想在你们这儿开个定期存款帐户。 Could you tell me the difference between a savings account and a checking account?
请告诉我储蓄存款与支票存款的区别好吗？
Please tell me the procedure for opening a savings account.
请告诉我开个储蓄帐户需要什么手续。
Will 100 yuan be enough for a minimum deposit?
100
元作最低存款额够吗？ I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
我想知道开一个支票帐户200元存款是否够。
Could you tell me how to operate this account?
请告诉我如何经管这个帐户好吗？
Is there any minimum for the first deposit?
第一次储蓄有最低限额吗？
How much does each account cost?
每个帐户要花多少钱？
Useful Phrases
current deposit, current account
活期存款 fixed deposit, fixed account
定期存款 fixed deposit by installments
零存整取 joint account
存款帐户 to open an account 开户头
银行英语口语－存款
How much do you want to deposit with us?
你想在我们这存多少？
How much do you wish to pay into your account?
你希望在你的户头上存多少？
How much money do you plan to keep in your account on a regular basis?
你计划在你的户头上定期存放多少钱？
How much cash do you plan to deposit in your account?
你有多少钱要存入呢？
I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
我认为你可把钱存入银行，或留在银行暂保管起来。 Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？
I want to deposit 300 yuan in my account.
我想在我的户头上存300元。
I want to deposit these cheques in my account.
我想把这些支票存在我的户头上。
I'd like to pay 200 yuan into my deposit account.
我想在在我的定期存款户头上存200元。
I want to deposit my paycheck.
我想存入我的工资支票。
I'd like to know whether I can cash a cheque here.
我想知道我能否在这兑换支票。
Will you please cash this traveler's cheque?
请兑现这张旅行支票好吗？
I'd like to cash this money order.
我想兑现这张汇款单。
I want to cash the balance of a traveler's letter of credit.
我要把旅行信用证的结余兑现。
Will you please tell me whether you charge for cheques?
请告诉我兑换支票收手续费吗？
Could you tell me how much the checks cost?
请告诉我这些支票要花多少钱？
What if I overdraw?
如果透支了怎么办？
Please sign your name on the bottom line if you want to cash the check.
如果想兑支票，请在底线上签名。
Please write your account number on the back of the check.
请在支票背面写上你的帐号。
We honored the check as the overdraft was only 5 yuan.
我们承兑这张支票的透支额只有5元。
Please endorse the cheque.
请背签这张支票。
The traveler's checks cost 1.5% of the total amount of purchase.
旅行支票手续费是购买总额的1.5%。
Here's the cheque book. When you send a
cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it \
这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。
Each cheque you write will cost 2 dollars.
你每开一张支票将花2美圆。
Useful Words and Phrases
account number
帐目编号 depositor
存户 pay-in slip
存款单 a deposit form 存款单
a banding machine
自动存取机 to deposit
存款 deposit receipt
存款收据 private deposits
私人存款 certificate of deposit
存单 deposit book, passbook
存折 credit card
信用卡 principal
本金 overdraft, overdraw
透支 to counter sign
双签 to endorse
背书 endorser
背书人 to cash
兑现 to honor a cheque
兑付 to dishonor a cheque
拒付 to suspend payment
止付 cheque,check
支票 cheque book
支票本 order cheque
记名支票 bearer cheque
不记名支票 crossed cheque
横线支票 blank cheque
空白支票 rubber cheque
空头支票 cheque stub, counterfoil
票根 cash cheque
现金支票 traveler's cheque
旅行支票 cheque for transfer
转帐支票 outstanding cheque
未付支票 canceled cheque
已付支票 forged cheque
伪支票 Bandar's note
庄票，银票
银行英语口语－取款、结余
I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
我想知道一下我是否能提取存款来支付天津购物的费用。
I want to withdraw 200 dollars from my deposit account.
我要从我的定期存款中支取200美圆。
I want to close my account with you.
我想结束在你们这儿的帐户。
I'd like to draw 100 yuan against this letter of credit.
我想从这份信用证上提款100元。
May I draw money against the letter of credit here?
我可以在这儿用这份信用证取钱吗？
Could you tell me my balance?
能否把存款结余金额告诉我？
Please let me know my balance.
请告诉我结余金额。
I think you can draw on this account by cheque in payment of goods.
我以为你可用支票提款支付购物费用。
Your balance at the bank is 300 yuan.
你在本行的结余是300元。
Your deposit is exhausted.
你的存款支净了。
Your letter of credit is used up.
你的信用证用完了。
Please tell me how you wish to draw your money.
请告诉我你希望怎样支款。
Fill our a withdrawal form, please.
请填写取款单。
The letter of credit is exhausted.
信用证上的款子已提清。
The letter at Counter 6 will pay you against your number slip.
六号柜台的出纳员将根据你的号码牌付给你钱。
Useful Words and Phrases
to close an account, to clear an account
结清 to draw money
取款 drawing-out slip
取款单 the number slip
号码牌 a withdrawal form
取款单 to fill in the receipt in duplicate 这张收据 一式两份填
teller, cashier 出纳员
银行英语口语－兑换货币
Please tell me how much you want to change.
请告诉我你要换多少。
How much of the remittance do you want to convert into Japanese yen?
你要把多少汇款换成日圆？