人民币跨境支付系统（一期）报文交换标准(2)

跨境银行间支付系统（一期）项目技术文件 人民币跨境支付报文

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人民币跨境支付系统报文 ..................................................................................................... 28 5.1 客户汇款报文 ................................................................................. 28

5.1.1 报文功能 ......................................................................................................... 28 5.1.2 报文序列图 ..................................................................................................... 28 5.1.3 报文结构(pacs.008.001.04) ............................................................................ 34 5.1.4 报文说明 ......................................................................................................... 39 5.2 金融机构汇款报文 ......................................................................... 40

5.2.1 报文功能 ......................................................................................................... 40 5.2.2 报文序列图 ..................................................................................................... 40 5.2.3 报文结构(pacs.009.001.04) ............................................................................ 40 5.2.4 报文说明 ......................................................................................................... 46 5.3 支付处理确认报文 ......................................................................... 47

5.3.1 报文功能 ......................................................................................................... 47 5.3.2 报文序列图 ..................................................................................................... 47 5.3.3 报文结构(pacs.002.001.05) ............................................................................ 47 5.3.4 报文说明 ......................................................................................................... 49 5.4 业务查询报文 ................................................................................. 49

5.4.1 报文功能 ......................................................................................................... 49 5.4.2 报文序列图 ..................................................................................................... 49 5.4.3 报文结构(camt.035.001.03) ........................................................................... 52 5.4.4 报文说明 ......................................................................................................... 54 5.5 业务查复报文 ................................................................................. 55

5.5.1 报文功能 ......................................................................................................... 55 5.5.2 报文序列图 ..................................................................................................... 55 5.5.3 报文结构(camt.036.001.03) ........................................................................... 55 5.5.4 报文说明 ......................................................................................................... 57 5.6 业务撤销申请报文 ......................................................................... 57

5.6.1 报文功能 ......................................................................................................... 57 5.6.2 报文序列图 ..................................................................................................... 58 5.6.3 报文结构(camt.008.001.05) ........................................................................... 59 5.6.4 报文说明 ......................................................................................................... 60 5.7 业务撤销应答报文 ......................................................................... 61

5.7.1 报文功能 ......................................................................................................... 61 5.7.2 报文序列图 ..................................................................................................... 61 5.7.3 报文结构(pacs.002.001.05) ............................................................................ 61 5.7.4 报文说明 ......................................................................................................... 63 5.8 业务状态查询申请报文 ................................................................. 63

5.8.1 报文功能 ......................................................................................................... 63 5.8.2 报文序列图 ..................................................................................................... 63 5.8.3 报文结构(camt.005.001.05) ........................................................................... 64 5.8.4 报文说明 ......................................................................................................... 66 5.9 业务状态查询应答报文 ................................................................. 67

5.9.1 报文功能 ......................................................................................................... 67 5.9.2 报文序列图 ..................................................................................................... 67

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跨境银行间支付系统（一期）项目技术文件 人民币跨境支付报文

5.9.3 报文结构(camt.006.001.05) ........................................................................... 67 5.9.4 报文说明 ......................................................................................................... 70 5.10 通用签名信息业务报文 ............................................................. 70

5.10.1 报文功能 ......................................................................................................... 70 5.10.2 报文序列图 ..................................................................................................... 70 5.10.3 报文结构(camt.998.001.02) ........................................................................... 72 5.10.4 报文说明 ......................................................................................................... 73 5.11 通用签名信息业务应答报文 ..................................................... 74

5.11.1 报文功能 ......................................................................................................... 74 5.11.2 报文序列图 ..................................................................................................... 74 5.11.3 报文结构(camt.998.001.02) ........................................................................... 74 5.11.4 报文说明 ......................................................................................................... 75 5.12 自由格式报文............................................................................. 75

5.12.1 报文功能 ......................................................................................................... 75 5.12.2 报文序列图 ..................................................................................................... 75 5.12.3 报文结构(camt.998.001.02) ........................................................................... 80 5.12.4 报文说明 ......................................................................................................... 81 5.13 通用处理确认报文 ..................................................................... 81

5.13.1 报文功能 ......................................................................................................... 81 5.13.2 报文序列图 ..................................................................................................... 82 5.13.3 报文结构(camt.025.001.03) ........................................................................... 82 5.13.4 报文说明 ......................................................................................................... 83 5.14 报文丢弃通知报文 ..................................................................... 83

5.14.1 报文功能 ......................................................................................................... 83 5.14.2 报文序列图 ..................................................................................................... 83 5.14.3 报文结构(camt.998.001.02) ........................................................................... 84 5.14.4 报文说明 ......................................................................................................... 85 5.15 HVPS金融机构发起汇兑业务报文 ........................................................................ 85

5.15.1 报文功能 ......................................................................................................... 85 5.15.2 报文序列图 ..................................................................................................... 86 5.15.3 报文说明 ......................................................................................................... 91 5.16 资金调减申请报文< cips.350.001.01> .................................................................... 91

5.16.1 报文功能 ......................................................................................................... 91 5.16.2 报文序列图 ..................................................................................................... 91 5.16.3 报文结构(camt.051.001.03) ........................................................................... 96 5.16.4 报文说明 ......................................................................................................... 97 5.17 资金调整通知报文 ..................................................................... 97

5.17.1 报文功能 ......................................................................................................... 97 5.17.2 报文序列图 ..................................................................................................... 97 5.17.3 报文结构图(camt.998.001.02) ....................................................................... 98 5.17.4 报文说明 ....................................................................................................... 100 5.18 排队调整申请报文 ................................................................... 100

5.18.1 报文功能 ....................................................................................................... 100 5.18.2 报文序列图 ................................................................................................... 100

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跨境银行间支付系统（一期）项目技术文件 人民币跨境支付报文

5.18.3 报文结构(camt.007.001.05) ......................................................................... 101 5.18.4 报文说明 ....................................................................................................... 103 5.19 账户余额预警额度设置申请报文 ........................................... 103

5.19.1 报文功能 ....................................................................................................... 103 5.19.2 报文序列图 ................................................................................................... 103 5.19.3 报文结构图(camt.011.001.05) ..................................................................... 104 5.19.4 报文说明 ....................................................................................................... 105 5.20 余额告警通知报文 ................................................................... 105

5.20.1 报文功能 ....................................................................................................... 105 5.20.2 报文序列图 ................................................................................................... 105 5.20.3 报文结构(camt.010.001.05) ......................................................................... 106 5.20.4 报文说明 ....................................................................................................... 108 5.21 清算账户信息查询申请报文 ................................................... 108

5.21.1 报文功能 ....................................................................................................... 108 5.21.2 报文序列图 ................................................................................................... 108 5.21.3 报文结构(camt.003.001.05) ......................................................................... 109 5.21.4 报文说明 ....................................................................................................... 110 5.22 清算账户信息查询应答报文 ................................................... 110

5.22.1 报文功能 ....................................................................................................... 110 5.22.2 报文序列图 ................................................................................................... 110 5.22.3 报文结构(camt.004.001.05) ......................................................................... 110 5.22.4 报文说明 ....................................................................................................... 114 5.23 账户管理通知报文 ................................................................... 114

5.23.1 报文功能 ....................................................................................................... 114 5.23.2 报文序列图 ................................................................................................... 115 5.23.3 报文结构(camt.004.001.05) ......................................................................... 116 5.23.4 报文说明 ....................................................................................................... 118 5.24 资金调整核对报文< cips.701.001.01> .................................................................. 118

5.24.1 报文功能 ....................................................................................................... 118 5.24.2 报文序列图 ................................................................................................... 118 5.24.3 报文结构（camt.052.001.04） .................................................................... 119 5.24.4 报文说明 ....................................................................................................... 122 5.25 对账申请报文< cips.710.001.01>.......................................................................... 123

5.25.1 报文功能 ....................................................................................................... 123 5.25.2 报文序列图 ................................................................................................... 123 5.25.3 报文结构(camt.060.001.03) ......................................................................... 124 5.25.4 报文说明 ....................................................................................................... 126 5.26 跨境业务汇总核对报文< cips.711.001.01> .......................................................... 126

5.26.1 报文功能 ....................................................................................................... 126 5.26.2 报文序列图 ................................................................................................... 126 5.26.3 报文结构（camt.052.001.04） .................................................................... 127 5.26.4 报文说明 ....................................................................................................... 128 5.27 跨境业务明细核对申请报文< cips.712.001.01> .................................................. 128

5.27.1 报文功能 ....................................................................................................... 128

中国人民银行清算总中心支付系统开发中心 第7页

跨境银行间支付系统（一期）项目技术文件 人民币跨境支付报文

5.27.2 报文序列图 ................................................................................................... 128 5.27.3 报文结构(camt.060.001.03) ......................................................................... 130 5.27.4 报文说明 ....................................................................................................... 132 5.28 跨境业务明细核对应答报文< cips.713.001.01> .................................................. 132

5.28.1 报文功能 ....................................................................................................... 132 5.28.2 报文序列图 ................................................................................................... 132 5.28.3 报文结构（camt.052.001.04） .................................................................... 132 5.28.4 报文说明 ....................................................................................................... 134 5.29 原报文下载申请报文< cips.714.001.01> .............................................................. 134

5.29.1 报文功能 ....................................................................................................... 134 5.29.2 报文序列图 ................................................................................................... 134 5.29.3 报文结构(camt.033.001.04) ......................................................................... 134 5.29.4 报文说明 ....................................................................................................... 136 5.30 原报文下载应答报文< cips.715.001.01> .............................................................. 137

5.30.1 报文功能 ....................................................................................................... 137 5.30.2 报文序列图 ................................................................................................... 137 5.30.3 报文结构(camt.034.001.04) ......................................................................... 137 5.30.4 报文说明 ....................................................................................................... 139 5.31 系统状态变更通知< cips.801.001.01> .................................................................. 139

5.31.1 报文功能 ....................................................................................................... 139 5.31.2 报文序列图 ................................................................................................... 140 5.31.3 报文结构(admi.998.001.02) ......................................................................... 140 5.31.4 报文说明 ....................................................................................................... 142 5.32 计费清单报文< cips.611.001.01> .......................................................................... 142

5.32.1 报文功能 ....................................................................................................... 142 5.32.2 报文序列图 ................................................................................................... 142 5.32.3 报文结构(camt.086.001.01) ......................................................................... 143 5.32.4 报文说明 ....................................................................................................... 148 5.33 参与者信息变更通知报文< cips.901.001.01> ...................................................... 148

5.33.1 报文功能 ....................................................................................................... 148 5.33.2 报文序列图 ................................................................................................... 148 5.33.3 报文结构(admi.998.001.02) ......................................................................... 149 5.33.4 报文说明 ....................................................................................................... 152 5.34 业务权限变更通知报文< cips.902.001.01> .......................................................... 152

5.34.1 报文功能 ....................................................................................................... 152 5.34.2 报文序列图 ................................................................................................... 152 5.34.3 报文结构(admi.998.001.02) ......................................................................... 153 5.34.4 报文说明 ....................................................................................................... 154 5.35 登录/退出申请报文< cips.805.001.01> ................................................................ 155

5.35.1 报文功能 ....................................................................................................... 155 5.35.2 报文序列图 ................................................................................................... 155 5.35.3 报文结构(admi.998.001.02) ......................................................................... 156 5.35.4 报文说明 ....................................................................................................... 156 5.36 登录/退出应答报文< cips.806.001.01> ................................................................ 156

中国人民银行清算总中心支付系统开发中心 第8页

跨境银行间支付系统（一期）项目技术文件 人民币跨境支付报文

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5.36.1 报文功能 ....................................................................................................... 156 5.36.2 报文序列图 ................................................................................................... 157 5.36.3 报文结构(admi.998.001.02) ......................................................................... 157 5.36.4 报文说明 ....................................................................................................... 158 5.37 强制离线通知报文< cips.807.001.01> .................................................................. 158

5.37.1 报文功能 ....................................................................................................... 158 5.37.2 报文序列图 ................................................................................................... 158 5.37.3 报文结构(admi.998.001.02) ......................................................................... 159 5.37.4 报文说明 ....................................................................................................... 160 5.38 参与者状态变更通知报文< cips.803.001.01> ...................................................... 160

5.38.1 报文功能 ....................................................................................................... 160 5.38.2 报文序列图 ................................................................................................... 160 5.38.3 报文结构(admi.998.001.02) ......................................................................... 161 5.38.4 报文说明 ....................................................................................................... 162 5.39 数字证书绑定通知报文< cips.903.001.01> .......................................................... 162

5.39.1 报文功能 ....................................................................................................... 162 5.39.2 报文序列图 ................................................................................................... 163 5.39.3 报文结构(admi.998.001.02) ......................................................................... 164 5.39.4 报文说明 ....................................................................................................... 165 5.40 数字证书下载申请报文< cips.914.001.01> .......................................................... 166

5.40.1 报文功能 ....................................................................................................... 166 5.40.2 报文序列图 ................................................................................................... 166 5.40.3 报文结构(admi.998.001.02) ......................................................................... 167 5.40.4 报文说明 ....................................................................................................... 168 5.41 系统参数变更通知报文< cips.904.001.01> .......................................................... 168

5.41.1 报文功能 ....................................................................................................... 168 5.41.2 报文序列图 ................................................................................................... 169 5.41.3 报文结构(admi.998.001.02) ......................................................................... 169 5.41.4 报文说明 ....................................................................................................... 171 5.42 间参所属直参变更通知报文< cips.906.001.01> .................................................. 171

5.42.1 报文功能 ....................................................................................................... 171 5.42.2 报文序列图 ................................................................................................... 171 5.42.3 报文结构(admi.998.001.02) ......................................................................... 172 5.42.4 报文说明 ....................................................................................................... 173 支付报文传输平台报文 ....................................................................................................... 174 6.1 通信级确认报文 ......................................................................... 174

6.1.1 报文功能 ....................................................................................................... 174 6.1.2 报文序列图 ................................................................................................... 174 6.1.3 报文结构 ....................................................................................................... 174 6.1.4 报文说明 ....................................................................................................... 175 6.2 探测请求报文 ............................................................................. 175

6.2.1 报文功能 ....................................................................................................... 175 6.2.2 报文序列图 ................................................................................................... 176 6.2.3 报文结构 ....................................................................................................... 176

中国人民银行清算总中心支付系统开发中心 第9页