期数 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 21% 22% 23% 24% 25% 26% 27% 28% 29% 30% 0.8264 0.8197 0.8130 0.8065 0.8000 0.7937 0.7874 0.7813 0.7752 0.7692 0.6830 0.6719 0.6610 0.6504 0.6400 0.6299 0.6200 0.6104 0.6009 0.5917 0.5645 0.5507 0.5374 0.5245 0.5120 0.4999 0.4882 0.4768 0.4658 0.4552 0.4665 0.4514 0.4369 0.4230 0.4096 0.3968 0.3844 0.3725 0.3611 0.3501 0.3855 0.3700 0.3552 0.3411 0.3277 0.3149 0.3027 0.2910 0.2799 0.2693 0.3186 0.3033 0.2888 0.2751 0.2621 0.2499 0.2383 0.2274 0.2170 0.2072 0.2633 0.2486 0.2348 0.2218 0.2097 0.1983 0.1877 0.1776 0.1682 0.1594 0.2176 0.2038 0.1909 0.1789 0.1678 0.1574 0.1478 0.1388 0.1304 0.1226 0.1799 0.1670 0.1552 0.1443 0.1342 0.1249 0.1164 0.1084 0.1011 0.0943 0.1486 0.1369 0.1262 0.1164 0.1074 0.0992 0.0916 0.0847 0.0784 0.0725 0.1228 0.1122 0.1026 0.0938 0.0859 0.0787 0.0721 0.0662 0.0607 0.0558 0.1015 0.0920 0.0834 0.0757 0.0687 0.0625 0.0568 0.0517 0.0471 0.0429 0.0839 0.0754 0.0678 0.0610 0.0550 0.0496 0.0447 0.0404 0.0365 0.0330 0.0693 0.0618 0.0551 0.0492 0.0440 0.0393 0.0352 0.0316 0.0283 0.0254 0.0573 0.0507 0.0448 0.0397 0.0352 0.0312 0.0277 0.0247 0.0219 0.0195 0.0474 0.0415 0.0364 0.0320 0.0281 0.0248 0.0218 0.0193 0.0170 0.0150 0.0391 0.0340 0.0296 0.0258 0.0225 0.0197 0.0172 0.0150 0.0132 0.0116 0.0323 0.0279 0.0241 0.0208 0.0180 0.0156 0.0135 0.0118 0.0102 0.0089 0.0267 0.0229 0.0196 0.0168 0.0144 0.0124 0.0107 0.0092 0.0079 0.0068 0.0221 0.0187 0.0159 0.0135 0.0115 0.0098 0.0084 0.0072 0.0061 0.0053 0.0183 0.0154 0.0129 0.0109 0.0092 0.0078 0.0066 0.0056 0.0048 0.0040 0.0151 0.0126 0.0105 0.0088 0.0074 0.0062 0.0052 0.0044 0.0037 0.0031 0.0125 0.0103 0.0086 0.0071 0.0059 0.0049 0.0041 0.0034 0.0029 0.0024 0.0103 0.0085 0.0070 0.0057 0.0047 0.0039 0.0032 0.0027 0.0022 0.0018 0.0085 0.0069 0.0057 0.0046 0.0038 0.0031 0.0025 0.0021 0.0017 0.0014 0.0070 0.0057 0.0046 0.0037 0.0030 0.0025 0.0020 0.0016 0.0013 0.0011 0.0058 0.0047 0.0037 0.0030 0.0024 0.0019 0.0016 0.0013 0.0010 0.0008 0.0048 0.0038 0.0030 0.0024 0.0019 0.0015 0.0012 0.0010 0.0008 0.0006 0.0040 0.0031 0.0025 0.0020 0.0015 0.0012 0.0010 0.0008 0.0006 0.0005 0.0033 0.0026 0.0020 0.0016 0.0012 0.0010 0.0008 0.0006 0.0005 0.0004
6
附表三： 年 金 终 值 系 数 表3－1
（F∕A，i，n）
期数 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1% 1.0000 2.0100 3.0301 4.0604 5.1010 6.1520 7.2135 8.2857 9.3685 2% 1.0000 2.0200 3.0604 4.1216 5.2040 6.3081 7.4343 8.5830 9.7546 3% 1.0000 2.0300 3.0909 4.1836 5.3091 6.4684 7.6625 8.8923 4% 1.0000 2.0400 3.1216 4.2465 5.4163 6.6330 7.8983 9.2142 5% 1.0000 2.0500 3.1525 4.3101 5.5256 6.8019 8.1420 9.5491 6% 1.0000 2.0600 3.1836 4.3746 5.6371 6.9753 8.3938 9.8975 7% 1.0000 2.0700 3.2149 4.4399 5.7507 7.1533 8.6540 10.2598 8% 1.0000 2.0800 3.2464 4.5061 5.8666 7.3359 8.9228 10.6366 12.4876 14.4866 16.6455 18.9771 21.4953 24.2149 27.1521 30.3243 33.7502 37.4502 41.4463 45.7620 50.4229 55.4568 60.8933 66.7648 73.1059 79.9544 87.3508 95.3388 9% 1.0000 2.0900 3.2781 4.5731 5.9847 7.5233 9.2004 11.0285 13.0210 15.1929 17.5603 20.1407 22.9534 26.0192 29.3609 33.0034 36.9737 41.3013 46.0185 51.1601 56.7645 62.8733 69.5319 76.7898 84.7009 93.3240 10% 1.0000 2.1000 3.3100 4.6410 6.1051 7.7156 9.4872 11.4359 13.5795 15.9374 18.5312 21.3843 24.5227 27.9750 31.7725 35.9497 40.5447 45.5992 51.1591 57.2750 64.0025 71.4027 79.5430 88.4973 98.3471 109.1818 10.1591 10.5828 11.0266 11.4913 11.9780 10.4622 10.9497 11.4639 12.0061 12.5779 13.1808 13.8164 11.5668 12.1687 12.8078 13.4864 14.2068 14.9716 15.7836 12.6825 13.4121 14.1920 15.0258 15.9171 16.8699 17.8885 13.8093 14.6803 15.6178 16.6268 17.7130 18.8821 20.1406 14.9474 15.9739 17.0863 18.2919 19.5986 21.0151 22.5505 16.0969 17.2934 18.5989 20.0236 21.5786 23.2760 25.1290 17.2579 18.6393 20.1569 21.8245 23.6575 25.6725 27.8881 18.4304 20.0121 21.7616 23.6975 25.8404 28.2129 30.8402 19.6147 21.4123 23.4144 25.6454 28.1324 30.9057 33.9990 20.8109 22.8406 25.1169 27.6712 30.5390 33.7600 37.3790 22.0190 24.2974 26.8704 29.7781 33.0660 36.7856 40.9955 23.2392 25.7833 28.6765 31.9692 35.7193 39.9927 44.8652 24.4716 27.2990 30.5368 34.2480 38.5052 43.3923 49.0057 25.7163 28.8450 32.4529 36.6179 41.4305 46.9958 53.4361 26.9735 30.4219 34.4265 39.0826 44.5020 50.8156 58.1767 28.2432 32.0303 36.4593 41.6459 47.7271 54.8645 63.2490 29.5256 33.6709 38.5530 44.3117 51.1135 59.1564 68.6765 30.8209 35.3443 40.7096 47.0842 54.6691 63.7058 74.4838 32.1291 37.0512 42.9309 49.9676 58.4026 68.5281 80.6977 102.7231 121.0999 112.9682 134.2099 33.4504 38.7922 45.2189 52.9663 62.3227 73.6398 87.3465 103.9659 124.1354 148.6309 34.7849 40.5681 47.5754 56.0849 66.4388 79.0582 94.4608 113.2832 136.3075 164.4940
7
期数 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 11% 1.0000 2.1100 3.3421 4.7097 6.2278 7.9129 9.7833 11.8594 14.1640 16.7220 19.5614 22.7132 26.2116 30.0949 34.4054 39.1899 44.5008 50.3959 56.9395 64.2028 72.2651 81.2143 91.1479 12% 1.0000 2.1200 3.3744 4.7793 6.3528 8.1152 10.0890 12.2997 14.7757 17.5487 20.6546 24.1331 28.0291 32.3926 37.2797 42.7533 48.8837 55.7497 63.4397 72.0524 81.6987 92.5026 13% 1.0000 2.1300 3.4069 4.8498 6.4803 8.3227 10.4047 12.7573 15.4157 18.4197 21.8143 25.6502 29.9847 34.8827 40.4175 46.6717 53.7391 61.7251 70.7494 80.9468 92.4699 14% 1.0000 2.1400 3.4396 4.9211 6.6101 8.5355 10.7305 13.2328 16.0853 19.3373 23.0445 27.2707 32.0887 37.5811 43.8424 50.9804 59.1176 68.3941 78.9692 91.0249 15% 1.0000 2.1500 3.4725 4.9934 6.7424 8.7537 11.0668 13.7268 16.7858 20.3037 24.3493 29.0017 34.3519 40.5047 47.5804 55.7175 65.0751 75.8364 88.2118 16% 1.0000 2.1600 3.5056 5.0665 6.8771 8.9775 11.4139 14.2401 17.5185 21.3215 25.7329 30.8502 36.7862 43.6720 51.6595 60.9250 71.6730 84.1407 98.6032 17% 1.0000 2.1700 3.5389 5.1405 7.0144 9.2068 11.7720 14.7733 18.2847 22.3931 27.1999 32.8239 39.4040 47.1027 56.1101 66.6488 78.9792 93.4056 18% 1.0000 2.1800 3.5724 5.2154 7.1542 9.4420 12.1415 15.3270 19.0859 23.5213 28.7551 34.9311 42.2187 50.8180 60.9653 72.9390 87.0680 19% 1.0000 2.1900 3.6061 5.2913 7.2966 9.6830 12.5227 15.9020 19.9234 24.7089 30.4035 37.1802 45.2445 54.8409 66.2607 79.8502 96.0218 20% 1.0000 2.2000 3.6400 5.3680 7.4416 9.9299 12.9159 16.4991 20.7989 25.9587 32.1504 39.5805 48.4966 59.1959 72.0351 87.4421 105.9306 128.1167 154.7400 186.6880 225.0256 271.0307 326.2369 392.4842 471.9811 567.3773 681.8528 819.2233 984.0680 103.7403 115.2659 110.2846 123.4135 138.1664 102.4436 115.3797 130.0329 146.6280 165.4180 104.7684 118.8101 134.8405 153.1385 174.0210 197.8474 105.4910 120.4360 137.6316 157.4150 180.1721 206.3448 236.4385 104.6029 120.2048 138.2970 159.2764 183.6014 211.8013 244.4868 282.3618 102.1742 118.1552 136.8315 158.6586 184.1678 213.9776 248.8076 289.4945 337.0105 114.4133 133.3339 155.6196 181.8708 212.7930 249.2140 292.1049 342.6035 402.0425 127.9988 150.3339 176.8501 208.3327 245.7120 290.0883 342.7627 405.2721 479.4306 143.0786 169.3740 200.8406 238.4993 283.5688 337.5024 402.0323 479.2211 571.5224 159.8173 190.6989 227.9499 272.8892 327.1041 392.5028 471.3778 566.4809 681.1116 178.3972 214.5828 258.5834 312.0937 377.1697 456.3032 552.5121 669.4475 811.5228 199.0209 241.3327 293.1992 356.7868 434.7451 530.3117 647.4391 790.9480 966.7122 1181.8816
8
期数 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 21% 1.0000 2.2100 3.6741 5.4457 7.5892 10.1830 13.3214 17.1189 21.7139 27.2738 34.0013 42.1416 51.9913 63.9095 78.3305 95.7799 116.8937 142.4413 173.3540 210.7584 256.0176 310.7813 377.0454 457.2249 554.2422 671.6330 813.6759 22% 1.0000 2.2200 3.7084 5.5242 7.7396 10.4423 13.7396 17.7623 22.6700 28.6574 35.9620 44.8737 55.7459 69.0100 85.1922 104.9345 129.0201 158.4045 194.2535 237.9893 291.3469 356.4432 435.8607 532.7501 650.9551 795.1653 23% 1.0000 2.2300 3.7429 5.6038 7.8926 10.7079 14.1708 18.4300 23.6690 30.1128 38.0388 47.7877 59.7788 74.5280 92.6694 114.9834 142.4295 176.1883 217.7116 268.7853 331.6059 408.8753 503.9166 620.8174 764.6054 24% 1.0000 2.2400 3.7776 5.6842 8.0484 10.9801 14.6153 19.1229 24.7125 31.6434 40.2379 50.8950 64.1097 80.4961 100.8151 126.0108 157.2534 195.9942 244.0328 303.6006 377.4648 469.0563 582.6298 723.4610 25% 1.0000 2.2500 3.8125 5.7656 8.2070 11.2588 15.0735 19.8419 25.8023 33.2529 42.5661 54.2077 68.7596 86.9495 109.6868 138.1085 173.6357 218.0446 273.5558 342.9447 429.6809 538.1011 673.6264 843.0329 26% 1.0000 2.2600 3.8476 5.8480 8.3684 11.5442 15.5458 20.5876 26.9404 34.9449 45.0306 57.7386 73.7506 93.9258 119.3465 151.3766 191.7345 242.5855 306.6577 387.3887 489.1098 617.2783 778.7707 27% 1.0000 2.2700 3.8829 5.9313 8.5327 11.8366 16.0324 21.3612 28.1287 36.7235 47.6388 61.5013 79.1066 101.4654 129.8611 165.9236 211.7230 269.8882 343.7580 437.5726 556.7173 708.0309 28% 1.0000 2.2800 3.9184 6.0156 8.6999 12.1359 16.5339 22.1634 29.3692 38.5926 50.3985 65.5100 84.8529 109.6117 141.3029 181.8677 233.7907 300.2521 385.3227 494.2131 633.5927 811.9987 29% 1.0000 2.2900 3.9541 6.1008 8.8700 12.4423 17.0506 22.9953 30.6639 40.5564 53.3178 69.7800 91.0161 118.4108 153.7500 199.3374 258.1453 334.0074 431.8696 558.1118 720.9642 30% 1.0000 2.3000 3.9900 6.1870 9.0431 12.7560 17.5828 23.8577 32.0150 42.6195 56.4053 74.3270 97.6250 127.9125 167.2863 218.4722 285.0139 371.5180 483.9734 630.1655 820.2151 931.0438 1067.2796 900.1993 1040.3583 1202.0465 1388.4635 982.2511 1144.2531 1332.6586 1551.6400 1806.0026 898.0916 1054.7912 1238.6363 1454.2014 1706.8031 2002.6156 2348.8033 941.4647 1114.6336 1319.4890 1561.6818 1847.8358 2185.7079 2584.3741 3054.4443 971.1016 1159.0016 1383.1457 1650.3612 1968.7191 2347.7515 2798.7061 3334.8426 3971.7776 985.5479 1185.7440 1426.5719 1716.1007 2063.9515 2481.5860 2982.6444 3583.3438 4302.9470 5164.3109 29 1193.5129 1447.6077 1755.6835 2128.9648 2580.9394 3127.7984 3788.9583 4587.6801 5551.8016 6714.6042 30 1445.1507 1767.0813 2160.4907 2640.9164 3227.1743 3942.0260 4812.9771 5873.2306 7162.8241 8729.9855
9
附表四： 年 金 现 值 系 数 表3－1
期数 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 1% 0.9901 1.9704 2.9410 3.9020 4.8534 5.7955 6.7282 7.6517 8.5660 9.4713 10.3676 2% 0.9804 1.9416 2.8839 3.8077 4.7135 5.6014 6.4720 7.3255 8.1622 8.9826 9.7868 3% 0.9709 1.9135 2.8286 3.7171 4.5797 5.4172 6.2303 7.0197 7.7861 8.5302 9.2526 9.9540 4% 0.9615 1.8861 2.7751 3.6299 4.4518 5.2421 6.0021 6.7327 7.4353 8.1109 8.7605 9.3851 9.9856 5% 0.9524 1.8594 2.7232 3.5460 4.3295 5.0757 5.7864 6.4632 7.1078 7.7217 8.3064 8.8633 9.3936 9.8986 6% 0.9434 1.8334 2.6730 3.4651 4.2124 4.9173 5.5824 6.2098 6.8017 7.3601 7.8869 8.3838 8.8527 9.2950 9.7122 7% 0.9346 1.8080 2.6243 3.3872 4.1002 4.7665 5.3893 5.9713 6.5152 7.0236 7.4987 7.9427 8.3577 8.7455 9.1079 9.4466 9.7632 8% 0.9259 1.7833 2.5771 3.3121 3.9927 4.6229 5.2064 5.7466 6.2469 6.7101 7.1390 7.5361 7.9038 8.2442 8.5595 8.8514 9.1216 9.3719 9.6036 9.8181 9% 10% 0.9174 0.9091 1.7591 1.7355 2.5313 2.4869 3.2397 3.1699 3.8897 3.7908 4.4859 4.3553 5.0330 4.8684 5.5348 5.3349 5.9952 5.7590 6.4177 6.1446 6.8052 6.4951 7.1607 6.8137 7.4869 7.1034 7.7862 7.3667 8.0607 7.6061 8.3126 7.8237 8.5436 8.0216 8.7556 8.2014 8.9501 8.3649 9.1285 8.5136 9.2922 8.6487 9.4424 8.7715 9.5802 8.8832 9.7066 8.9847 9.8226 9.0770 9.9290 9.1609 11.2551 10.5753 12.1337 11.3484 10.6350 13.0037 12.1062 11.2961 10.5631 13.8651 12.8493 11.9379 11.1184 10.3797 14.7179 13.5777 12.5611 11.6523 10.8378 10.1059 15.5623 14.2919 13.1661 12.1657 11.2741 10.4773 16.3983 14.9920 13.7535 12.6593 11.6896 10.8276 10.0591 17.2260 15.6785 14.3238 13.1339 12.0853 11.1581 10.3356 18.0456 16.3514 14.8775 13.5903 12.4622 11.4699 10.5940 18.8570 17.0112 15.4150 14.0292 12.8212 11.7641 10.8355 10.0168 19.6604 17.6580 15.9369 14.4511 13.1630 12.0416 11.0612 10.2007 20.4558 18.2922 16.4436 14.8568 13.4886 12.3034 11.2722 10.3711 21.2434 18.9139 16.9355 15.2470 13.7986 12.5504 11.4693 10.5288 22.0232 19.5235 17.4131 15.6221 14.0939 12.7834 11.6536 10.6748 22.7952 20.1210 17.8768 15.9828 14.3752 13.0032 11.8258 10.8100 23.5596 20.7069 18.3270 16.3296 14.6430 13.2105 11.9867 10.9352 10.0266 9.2372 24.3164 21.2813 18.7641 16.6631 14.8981 13.4062 12.1371 11.0511 10.1161 9.3066 25.0658 21.8444 19.1885 16.9837 15.1411 13.5907 12.2777 11.1584 10.1983 9.3696 25.8077 22.3965 19.6004 17.2920 15.3725 13.7648 12.4090 11.2578 10.2737 9.4269
10