《国际结算》期末复习
考试题型：（英语作答，语法错误不影响评分）
判断题10-15个 名词解释5-6个 简答题2个 流程图1个 审单联系1个
第二章 简述题：
1．简述FOB、CFR、CIF和FCA、CPT、CIP的主要区别
⑴The difference of transportation .The former is applicable to ocean carriage ,but the latter is applicable to any kind of transportation
(2)The place of delivery and the boundary of risk transformation are different . The place of delivery to the former is on the ship of port of loading ,and the risk transfer on the rail of ship at the port of loading .However ,the latter is at the named place of destination and risk transfers when the goods are delivered
(3)The cost of loading and unloading are different
(4)The difference of transport documents.The former should hand in water transport document,but the latter should hang in some certain transport document .
中文：
1.适用的运输方式不同。前者适用水上运输，后者适用于任何运输方式
2.交货地点和风险转移界限不同。前者交货地点为装运港船上，风险划分为装运港船舷，后者交货地点为出口国某一指定地点，风险划分界限为交货时。 3.装卸费用不同
4.运输单据不同。前者应提交水上运输单据，后者则提供所指定的某种运输方式的运输单据。
2.装运港交货的三种常用贸易术语(FOB、CFR、CIF)有何异同 （Describe the similarities and difference of FOB、CFR、CIF）
Similarities： ⑴The place of delivery is all at the named port of destination,and is all applicable to ocean carriage.
(2)The risk transformation happens on the ship's rail at the port of the shipment
(3)The seller' pays the export custom clearance and the buyer pays the import custom clearance.
Difference：
⑴The different composition of the price.FOB means free on board,CFR means cost and freight,CIF means cost,insurance and freight .
(2)The responsibilities and fees that seller takes on are different.CIF takes on the highest , CFR is the second , and FOB is the lease . 共同点：
1.交货地点都是在装运港，都适用于水上运输方式
2.风险转移界限都是以装运港船舷为界
3.为了明确装船费和卸货费的负担问题，这三种术语都有变形
不同点：
1.价格构成不同
2.卖方承担的责任和费用也不同，CIF条件下卖方承担的责任和费用最高，CFR次之，FOB最低
第三章
1、名词解释：
汇票（Bill of Exchange）：an unconditional order in writing, addressed by one party (drawer) to another (drawee), signed by the person giving it, requiring the party to whom it is addressed to pay on demand or at a fixed or determinable future time a sum certain in money to or to the order of a specified person or to bearer
支票(Cheque)：A Cheque is a bill of exchange drawn on a banker payable on demand 本票(Promissory Note)：A promissory note is an unconditional promise in writing Signed by the maker engaging to pay on demand or at a fixed or determinable future time,a sum certain in money to or to the order of a specified person or to bearer
2、简答：三种票据的比较
Items Attribute(基本性质不同) Major parties(基本当事人不同) Obligation Bill of exchange Payment order Drawer,drawee,payee Promissory note Payment promise Maker ,payee cheque Payment order Drawer,drawee,payee Guarantee payment the of Ensure the Liable for honoring payment(出票人承担acceptance and 的责任不同) payment of drawee Terms of payment(付款期限不同) Copies(出票份数不同) At sight and specified At sight and specified On demand future date future date One set One copy One copy
3、汇票的填空
第四章
1、名词解释：
Remittance(汇款)：refer to the transfer of funds from one party to another.
Mail Transfer (M/T)(信汇)：The mail transfer is a remittance, at the request of a remitter, effected by a mail advice or payment order sent by a remitting bank to a paying bank authorizing the latter to pay a certain sum in money to a designated payee of the remittance. Telegraphic Transfer(T/T)(电汇): The telegraphic transfer is a remittance, at the request of a remitter, effected by an authenticated cable or telex or SWIFT sent by a remitting bank to a paying bank instructing the latter to pay a certain sum in money to a designated payee of the remittance.
Demand Draft (D/D)(票汇)：the remitter draws a bill of exchange on the paying bank ordering the later to pay on demand a certain sum of money to the payee.
2、流程图（D/D、T/T、M/T）
（1）D/D 流程图：
（2）M/T 流程图：
（3）T/T 流程图：
3、简答：三种汇票方式的区别、特点
答：1 Telegraphic Transfer (T/T)： fast and expensive
Mail Transfer (M/T)： slow and cheap
Demand Draft (D/D)：slow and easy to be negotiated
2 In payment in advance, T/T is often used to accelerate exporter’s delivery of goods. The payment is called “down payment”.In open account, M/T or D/D is used, for importer wants to have control over remitting time so that the remittance would not arrives at exporter’s place until the importer has confirmed the quality of importing goods.