1. The way in which pocket money is given affects how money is spent or saved.
(1) the way (in which / that) sb. does sth. （参考Unit 2，Text A） the way (in which / that) sth. is done
(2) 句子的主干是：The way affects how money is spent or saved. 2. Pocket money given on a daily basis is sometimes termed as \food money\
(1) given on a daily basis 过去分词短语作定语 (2) be termed as 被称为…
3. Some parents choose this method of allocating pocket money in order to prevent their children from overspending, hoping that in time they can be trusted with larger sums of money.
(1) 句子的主干是Some parents choose this method in order to prevent their children from overspending.
prevent sb. from doing sth.与keep sb. from doing sth. 相同，但前者from可以省略，后者不能省略。
(2) hoping that…伴随状语，相当于in the hope that…\怀着……的希望\ (3) in time: sooner or later, eventually 迟早，最后
You will learn how to do it in time. 你迟早会能学会做这件事的。 (4) trust …with…把……托付给…… （参考Unit 3，Text B）
③ Giving pocket money on a daily basis places responsibilities of
budgeting on the parents, instead of the child. (4)The child may spend every single cent of the daily pocket money by overindulging in junk food as they know they will get another sum of money the next day. This results in children being shortsighted in their spending. The
thought of saving money never crossed their minds. （承上启下的句子） They may develop the mentality that money is meant to be spent.（承上句）Others spend more than they are given. They borrow from their siblings or their classmates when they feel like indulging themselves. Then they may ask for money to pay off their debts. (5)This habit of borrowing causes them to depend on others to solve their problems.（承上启下的句子） In such instances, the purpose of rationing is defeated.
本部分重点及难点：
4. The child may spend every single cent of the daily pocket money by overindulging in junk food as they know they will get another sum of money the next day. 孩子知道第二天还能得到一笔零花钱，因而会花光每一分钱，暴食垃圾食品。
5. This habit of borrowing causes them to depend on others to solve their problems.
(1) cause sb. to do sth.
(2) depend / rely on sb. to do sth.
注意depend的派生词：dependent (on/upon) dependence (on/upon) independent (of)
Independence Day
类似用法的结构：wait for sb. to do sth. call on sb. to do sth.
look to sb. to do sth. / for sth. 指望某人做某事 请认真答题，答题结果将记入知识点测评的成绩！
【单选题】10. His complete ______ on his parents made them very disappointed. He decided to encourage him to be _______ of them. A． independent, dependent B． independence, dependent C． dependence, independence D． dependence, independent 【答案】D
【解析】本题考查depend的派生词。第一个空格作主语故需要填名词，第二个空格作表语，故需要填形容词，因此用B和D中选择，根据句意需选D。句意为\他纯粹依靠父母使父母很失望，他们决定鼓励他独立于他们。\ 【知识点】depend的派生词
④ Children need to learn how to budget their money. Some parents go by the \earing by doing\principle and give their children lump sums at the beginning of the month, and by the third week of the month their account is already dry.
⑤ On the other hand, some learn to budget their pocket money very well and even have savings at the end of the month. They do not
borrow money unnecessarily. In other words, they learn to spend within their means. (6)The key to doing this is to differentiate between needs and wants. (7)Buy the necessary first, and indulge ourselves only if there is money left. （承上启下的句子） (8)This habit, when inculcated since young, stands them in good stead when they start working and earning their own money. It enables them to resist the temptation of \y now and pay later\chemes.（承上总结的句子） 本部分重点及难点
6. The key to doing this is to differentiate between needs and wants. 做到这一点的关键是区分必须的和想要的。 (1) the key to (doing) sth.
(2) differentiate between A and B和differ from…的不同： 前者意为\区分A和B\后者意为\与……不同\
注意同根词：differ A differs from B … different A is different from B
difference the difference between A and B differentiate differentiate between A and B
7. Buy the necessary first, and indulge ourselves only if there is money left.
(1) only if 只有在……的情况下
注意区分if only 要是……就好了 If only I were a free bird flying in the sky.
(2) there is money left. 钱有剩余。
8. This habit, when inculcated since young, stands them in good stead when they start working and earning their own money. 当他们开始工作赚钱，年幼时受到谆谆教诲而养成的习惯就会使他们受益。
(1) inculcate sth. in/into sb. / inculcate sb. with sth. 向某人灌输……，用……教育某人
inculcate in young people a respect for the law = inculcate young people with a respect for the law向年轻人反复灌输法制的思想 (2) stand sb. in good stead: be beneficial to sb. 补充：benefit-beneficial influence-influential mystery-mysterious misery-miserable
请认真答题，答题结果将记入知识点测评的成绩！
【单选题】11. I'm willing to lend you some money _______ you promise you will repay me next week. A． otherwise B． unless C． only if D． if only 【答案】C
【解析】本题考查only if和if only的区别。only if是条件句的强调形式，意为\只有在……的情况下\；if only 意为\要是……就好了\，用于虚拟语气，故选C。句意为\只要你承诺下周还我，我愿意借给你钱。\ 【知识点】only if和if only的区别
⑥ Formation of any habit starts at a tender age（幼年）. (9)There is no better way to teach children to manage money than to start with their pocket money. They need to learn the importance of budgeting right from kindergarten days. It is a good idea to start with daily pocket
money and move on to monthly pocket money.（承上启下的句子） When children learn to spend within their means, they are able to manage their finances well later in their lives. 本部分重点及难点：
9. There is no better way to teach children to manage money than to start with their pocket money.
否定词和比较级连用相当于最高级。本句相当于：To start with their pocket money is the best way to teach children to manage money.
再如：There is nothing better than having a cold drink on a hot summer afternoon.
I cannot agree with you more. I cannot care less.
His words cannot be more inspiring.
请认真答题，答题结果将记入知识点测评的成绩！
【单选题】12. I benefited a lot from his words. In fact, his words _______.
A． encouraged no more
B． couldn't be more encouraging C． not more encouraging
D． couldn't be more encouragement 【答案】B
【解析】本题考查\否定词+比较级\。本句选择B，His words couldn't be more encouraging.相当于His words were the most encouraging.\他的话太鼓舞人了。\选项中词性使用错误，应该用形容词encouraging而不是名词encouragement作表语。 【知识点】否定词+比较级 III. 部分练习讲解 P218 Bridging the Gap
Directions: Fill in the blanks with a word or a phrase that best
completes the passage. You may choose a suitable one from the list given.
解题方法：把词分类
动词 形容词 连词 副词 grow basic now that ideally invest wasteful where called direct accumulated direct
Money management can actually be broken down into a very simple practice that even a fourth grader can do in his young life. The 1
basicstep to being on your wealth path is knowing how much you really do need in your life and how you can 2 invest the rest. If you are
already working, arrange with your company to 3 directa predetermined amount of your payroll（工资单） into a forced savings fund and then you will learn to live with the rest. 4 Ideally, the amount that is left for you to work with is smaller, and this particular practice is actually 5 called\learning to pay yourself first\- despite bills and other payables（其他应付款）, you will come first.
The beauty of this money management practice to get you on the
wealth path is that you will be forced to cut your 6 wastefulspending. You will learn to live with what you have and figure out the little
avenues（渠道） in your life 7 whereyou can stop the financial leaks. With this, you will find that you have extra money to invest with. 8 Now thatyou have a sizeable amount, the next thing that you can do is to figure out where to put the extras that have 9 accumulatedover time so you can generate money and make it 10 growwith very little effort from you. There are many things you can find to put your money in. I. New words and expressions New words
1. root n. 根源；起因 2. evil n. 邪恶；罪恶；恶行 3. greedy adj. 贪婪的；贪心的 greed
4. financially adv. 经济上 finance fincancial
CFO (chief financial officer) 联想：CEO (chief executive officer) UFO (unidentified flying object)
5. readily adj. 快捷地；轻而易举地；便利地 6. available adj. 可获得的；可购得的；可找到的 be available to sb. availability
7. abundant adj. 大量的；丰盛的；充裕的 be abundant in sth. abundance
8. universe n. 宇宙；天地万物；万象
9. scared adj. 害怕的；恐惧的；畏惧的；担心的 10. meditation n. 冥想；沉思；深思
11. donate v. （尤指向慈善机构）捐赠，赠送 12. favorite adj. 最喜爱的
13. charity n. 慈善机构（或组织） 14. abundance n. 大量；丰盛；充裕
15. opposite n. 对立的人（或物）；对立面；反面 16. subconscious n. 潜意识 17. originally adv. 原来；起初 origin original
18. stimulate v. 促进；激发；激励 stimulant stimulating
19. economy n. 经济；经济情况；经济结构
economic economic development / growth / policies economical an economical person economics economist
economize / economise economize on sth. economically