个人收集整理 勿做商业用途
致谢
时光匆匆如流水，转眼便是大学毕业时节，春梦秋云，聚散真容易.离校日期已日趋临近，毕业论文地地完成也随之进入了尾声.从开始进入课题到论文地顺利完成，一直都离不开老师、同学、朋友给我热情地帮助，在这里请接受我诚挚地谢意!个人收集整理 勿做商业用途 本学位论文是在我地指导老师董晓东老师地亲切关怀与细心指导下完成地.从课题地选择到论文地最终完成，董老师始终都给予了细心地指导和不懈地支持，并且在耐心指导论文之余，董老师仍不忘拓展我们地视野，让我们感受到了写论文乐趣.值得一提地是，董老师宅心仁厚，闲静少言，不慕荣利，对学生认真负责，在他地身上，我们可以感受到一个学者地严谨和务实，这些都让我们获益菲浅，并且将终生受用无穷.毕竟“经师易得，人师难求”，希望借此机会向董老师表示最衷心地感谢！个人收集整理 勿做商业用途 最后要感谢地是我地父母，不仅他们对我有养育之恩，而且也为我能够顺利地完成毕业论文提供了巨大地支持与帮助.在未来地日子里，我会更加努力地学习和工作，不辜负父母对我地殷殷期望！我一定会好好孝敬和报答他们！个人收集整理 勿做商业用途 最后还要感谢长期以来给我诸多帮助地同学们，你们地友情将是我一生最值得珍惜地财富和最值得怀念地情感.
个人收集整理 勿做商业用途
参考文献
[ 1 ] 张卓其，史明坤.网上支付与网上金融服务.东北财经大学出版社，2002. [ 2 ] 奚宪铭,崔虹. 电子商务基础. 哈尔滨地图出版社, 2002, (1) . [ 3 ] 张矢. 网上支付与结算. 重庆大学出版社, 2002, (1) . [ 4 ] 刘刚. 网上支付与电子银行. 华中师范大学出版社, 2002.(1) [ 5 ] 方美琪.《电子商务概论》.北京，清华大学出版社，1999. [ 6 ] 李琪.《中国电子商务》.成都.西南财经大学出版社，2001.
[ 7 ] Kalakota R,Robinston M,Tapsott D. E-business 2.0:Roadmap for success [M].Reading:Addisoon Wesley Publishing Co.2001.个人收集整理 勿做商业用途个人收集整理 勿做商业用途
附录
China Construction Bank's electronic banking and e-commerce.End of the twentieth century, the new wave is sweeping through the world economy as an important feature of the new economy of e-commerce economy suddenly become the hottest topic in the field, after experiencing the ups and downs, the original business model and management challenges have been comprehensive. Re-examine, rational thinking, people began to use a more pragmatic attitude towards e-commerce, e-commerce practice, an increasing number of e-commerce site started only a loss to profit, global e-commerce gradually bottom out and started a full recovery, to the healthy development of the road.个人收集整理 勿做商业用途 China International Electronic Commerce General Assembly today is the eighth, and the people concerned about the General Assembly took note of the domestic e-commerce e-commerce and the General Assembly is always the same from the same colony, the General Assembly the adoption of e-commerce experience that we can make the well-being of domestic e-commerce. This session of the General Assembly to \innovation, international standards\as its theme, is consistent with the trend of the international e-commerce, so that now high time to develop e-commerce.个人收集整理 勿做商业用途 A, e-commerce to have a great impact on the socio-economic个人收集整理 勿做商业用途 Thanks to the development of e-commerce, its meaning has become more abundant, it is no longer confined to the adoption of business-to-business Internet commerce. From the business point of view, e-commerce should also include all sectors of economic activity in the electronic network, such as e-banking, e-government and so on. Channels from the service point of view, not only to support e-commerce channels including the Internet, should also include mobile communications, cable television, telephone and so on.个人收集整理 勿做商业用途 E-commerce has brought major changes in the global economy, have had a far-reaching effects. It has changed the company's organizational structure and mode of operation, by optimizing the internal production processes, reduce intermediate links and shorten the production cycle, speed up cash flow, reduce inventory, so as to enhance productivity and reduce production costs and enhance the level of intensive management to achieve efficient operation of . It has changed between the upper and lower the cost structure
个人收集整理 勿做商业用途
of enterprises, close the upstream and downstream strategic alliances between enterprises, enterprises in the traditional one-way operation of the logistics-oriented pattern based on the realization of the logistics, information flow at the core, to flow as the main body of the new mode of operation.个人收集整理 勿做商业用途 Supply and marketing chain in order to affect the effective establishment, improvement, from raw materials procurement and sales, as well as to the operation of the market segments, such as information management efficiency, forcing the enterprises to enhance competitiveness and restructuring of business processes.个人收集整理 勿做商业用途 It also changed the way the competitiveness of enterprises and marketing tool to promote the development of new products and new services to enterprise and consumer demand with the change, a variety of e-commerce website and thus have a chance to survive and develop. Internal finance, production management and the focus on a wide range of business-to-business e-commerce carried out, but also the impact of the settlement enterprise, the new requirements of the settlement call for a new type of services provided by banks, which brought about the development of e-banking opportunities.个人收集整理 勿做商业用途 Second, China Construction Bank to provide electronic banking services through the efforts of e-commerce个人收集整理 勿做商业用途 With the advanced international banks to carry out domestic operations in the business philosophy and service delivery to domestic banks a huge impact, e-banking has gradually become the main battlefield of competition among banks and an important means for customers. The face of opportunities and challenges, China Construction Bank in August 1999 at the formal launch of Internet banking, and spent a short period of two or three years to enrich and develop a rapid e-banking channels, forming a set of Internet banking, it is important to customer service system, 95,533 customers service center, phone banking, home banking as one of the multi-level e-banking system for electronic banking at the same time establish its own brand-E lead.个人收集整理 勿做商业用途 December 2003, China Construction Bank to the existing e-banking as a template, the successful completion of the national \research network of the banking system and application demonstrations, access to a high
个人收集整理 勿做商业用途
degree of praise, the project for the study of China's network of banks, also that is, electronic banking, has made an important contribution. The study established the success of e-banking in China Construction Bank advanced the status of the financial sector.个人收集整理 勿做商业用途 China Construction Bank in the implementation of e-banking process, security is always in our hearts and minds of funds to customers, depending on the security services for the primary task and keep on introducing international advanced technology, the establishment of a rich security system, using a variety of security means (such as: digital certificates, dynamic password card, USB KEY, IC card, hardware encryption card, etc.), able to adapt to all types of customers require different levels of security to the most sophisticated security system to ensure that the customer's money safe.个人收集整理 勿做商业用途 China Construction Bank e-banking services from the Internet channel to meet, green, fixed telephone, mobile phones and other electronic channels of service requirements, and more effective level of network services to make up for lack of a single network service, personal service at any time greatly to facilitate the management of customer funds. China Construction Bank e-banking services a wide range of individuals and units are available to all customers, product design, customer-centric, not only for the general customers high-quality standardized services to major clients, more personalized and customized user-friendly financial services.个人收集整理 勿做商业用途 China Construction Bank e-banking services from the Internet channel to meet, green, fixed telephone, mobile phones and other electronic channels of service requirements, and more effective level of network services to make up for lack of a single network service, personal service at any time greatly to facilitate the management of customer funds. China Construction Bank e-banking services a wide range of individuals and units are available to all customers, product design, customer-centric, not only for the general customers high-quality standardized services to major clients, more personalized and customized user-friendly financial services.个人收集整理 勿做商业用途 China Construction Bank e-banking products and services is also very rich, it can set to provide customers with banking, funds, securities as a whole package of financial services, specifically: It provides enterprise customers with real-time cross-boundary financial