EMPLOYEE NON-DISCLOSURE AGREEMENT
员工保密协议
FOR GOOD CONSIDERATION, and in consideration of being employed by ________ （Company）, the undersigned employee hereby agrees and acknowledges：
1. That during the course of my employ there may be disclosed to me certain trade secrets of the Company； said trade secrets consisting but not necessarily limited to： a） Technical information： Methods, processes, formulae, compositions, systems, techniques, inventions, machines, computer programs and research projects.
b） Business information： Customer lists, pricing data, sources of supply, financial data and marketing, production, or merchandising systems or plans.
2. I agree that I shall not during, or at any time after the termination of my employment with the Company, use for myself or others, or disclose or divulge to others including future employees, any trade secrets, confidential information, or any other proprietary data of the Company in violation of this agreement.
3. That upon the termination of my employment from the Company：
a） I shall return to the Company all documents and property of the Company, including but not necessarily limited to： drawings, blueprints, reports, manuals, correspondence, customer lists, computer programs, and all other materials and all copies thereof relating in any way to the Company's business, or in any way obtained by me during the course of employ. I further agree that I shall not retain copies, notes or abstracts of the foregoing. b） The Company may notify any future or prospective employer or third party of the existence of this agreement, and shall be entitled to full injunctive relief for any breach. c） This agreement shall be binding upon me and my personal representatives and successors in interest, and shall inure to the benefit of the Company, its successors and assigns.
Signed this _____ day of ____________________, 19____. 财产保险合同格式英文版
PROPERTY INSURANCE CLAUSES I. THE PROPERTY INSURED
The property insured shall refer to all properties and expenses specified in the Schedule of this Policy.
Unless specifically agreed upon in writing between the Insured and the Company and appraised and value-established by professionals or assessors, the following articles and the expenses relevant thereto shall not be covered under this Policy： 1. Gold, silver, pearls, diamonds, precious stones and jades；
2. Antiques, articles of virtue, ancient coins, ancient books and ancient paintings； 3. Works of art or postage stamps；
4. Advertisements, aerials, neon, pieces of solar energy apparatus etc. on buildings； 5. Computer system records or its making and copying costs.
Under no circumstances shall the following articles relevant thereto be covered hereunder：
1. Guns, ammunition or explosives；
2. Banknotes, securities, bills, documents, files, account books or drawings； 3. Animals, plants and agricultural crops；
4. Mobile phones, portable computers, removable photograph apparatus or other precious articles；
5. Vehicles licensed for general transport use. II. SCOPE OF COVER
The Company shall indemnify the Insured in respect of the physical loss of or damage to the insured property stated in the Schedule during the period of insurance directly arising from the following perils： 1. Fire； 2. Explosion；
but not including explosion of a boiler or other pressure relief devices； 3. Lightning；
4. Hurricane, typhoon and tornado； 5. Storm, tempest and flood；
but not including loss or damage caused by change in normal water level or inundation from sea water or water escape or leakage from the normal confines of any natural water course, lake or reservoir, canal or dam as well as loss of or damage to the insured property caused by storm, tempest or flood while being stored in the open or covered by or under a shed thatched with reeds, tarpaulins, straw, asphalt felt, plastic or nylon sheet；
6. Hailstorm；
7. Landslide, rockslide, avalanche； 8. Volcanic explosion； 9. Subsidence of ground；
but not including loss or damage resulting from pile driving, groundwork or excavation；
10. Crashing aircraft and parts or articles falling from aircraft and other flying objects；
11. Bursting of water tank or pipe；
but not including bursting of water tank or pipe due to rust. III. EXCLUSIONS
This Company shall not be liable for：
1. Loss of or damage to the insured property or expenses caused by intentional act or gross negligence of the Insured or his representative；
2. Loss of or damage to the insured property caused and expenses incurred by earthquake or tsunami；
3. Depreciation, loss of market, loss of use and other consequential losses of any description；
4. Loss of or damage to the insured property or expenses incurred arising from war, warlike operation, hostilities, armed conflicts, terrorism, conspiracy insurrection, coup d`etat, strike, riot, and civil commotion；
5. Confiscation, requisition, destruction or damage by any action or order of any government de jure or de facto or by any public authorities；
6. Loss of or damage to insured property directly or indirectly caused or expenses incurred by nuclear fission, nuclear fusion, nuclear weapon, nuclear material, nuclear radiation and radioactive contamination；
7. Loss or damage caused and expenses incurred by pollution of any kind or description whatsoever such as atmosphere, land and water pollutions but this does not include loss or damage caused by pollution arising from PERILS specified in Article II the Policy；
8. The deductibles stated in the Schedule to be borne by the Insured；
9. Loss or damage arising from any other perils not listed in Article II of this Policy.
IV. TREATMENT OF CLAIM
1. The Company shall at its option, indemnify the Insured in respect of loss or damage falling within the Scope of Cover of the Policy by either：
1.1 paying the amount of the actual value of the property lost or damaged or； 1.2 paying the necessary cost of repairing or restoring the damaged property to its nearest condition immediately preceding the damage or；
1.3 repairing or restoring the damaged property to a condition near to other property of like kind and quality.
2. Indemnity under this Policy shall be based upon the sound market value of the property prevailing at the time of loss. If the sound market value of the damaged property is lower than the sum insured of such property, the claim shall be settled on its market value；If the sound market value of the property is in excess of the sum insured, the Company shall only be liable for such proportion of the claim as the sum insured of the damaged property bears to its sound market value. If the insured property enumerated in the Schedule is more than one item, the provision of this clause shall apply to each thereof. 3. If a claim for loss of or damage to the insured item is settled on a total loss basis, the salvage value of such item shall be deducted from the indemnity payable by the Company. The Company may, at its option, decline the abandonment of any damaged property by the Insured.
4. In the event of loss of or damage to any equipment item insured forming part of a pair or set, the Company shall not be liable in respect of each of such item lost or damaged for more than its proportionate part of the sum insured on the complete pair or set.
5. In the event of any loss occurrence, the Company shall also pay the Insured for the expenses reasonably incurred for taking necessary measures to minimize loss or damage to the least extent, but in no case shall such expenses referred hereto exceed the sum insured of the insured property.
6. Upon settlement of a claim, an endorsement shall be issued by the Company to reduce the sum insured corresponding to the property lost or damaged by the amount so settled from the date of loss, and no premium shall be refunded for the amount so reduced. If reinstatement of the sum insured is required by the Insured upon settlement of the claim, an additional premium for the reinstated amount shall be charged at an agreed rate, and be calculated on pro rata daily basis from the date of loss to the expiry of the insurance.
7. The time of validity of a claim under this insurance shall not exceed a period of two year counting from the date of loss. V. INSURED`S OBLIGATIONS
The following Obligations shall be strictly fulfilled by the Insured and his representative：
1. The Insured and his representative, when applying for insurance shall make true answers or descriptions to the questions in the Proposal and Questionnaire or to any other questions raised by the Company.
2. The Insured and his representative shall pay to the Company in due course the agreed premium in the manner as provided in the Schedule and Endorsements.
3. During the period of this insurance, the Insured shall at his own expense take all reasonable precautions, including paying sufficient attention to and putting into practice the reasonable recommendations of the Company, prudently selecting the workmen and employees and complying with all statutory regulations and safety operation procedures. 4. In the event of any occurrence which gives or might give rise to a claim under this Policy, the Insured or his representative shall：
4.1 notify the Company immediately and within seven （7）days or any further period as may be agreed by the Company in writing, furnish a written report to indicate the course, probable reason and extent of loss or damage；
4.2 take all necessary measures to avoid aggravation of the loss or damage and minimize it to the least extent；
4.3 preserve the spot affected and defective parts before an inspection is carried out by a representative or surveyor from the Company；
4.4 furnish all such information and documentary evidence as the Company may require for supporting the claim. VI. GENERAL CONDITIONS 1. Policy Effect
The due observance and fulfilment of the terms and conditions of this Policy in so far as they relate to anything to be done or complied with by the Insured shall be a condition precedent to any liability of the Company under this Policy. 2. Policy Voidance
This Policy shall be voidable in the event of misrepresentation, misdescription or non-disclosure made by the Insured or his representative in any material particular in respect of this insurance.
3. Policy Termination
Unless its continuance be admitted by the Company in writing, this Policy shall be automatically terminated if：