应立即通知本公司下述代理人查勘。
For survey must be given to the Company’s Agent as mentioned hereunder:
赔款偿付地点
Claim payable at 日期 上海 中国人民保险公司上
海分公司
Date Shanghai THE PEOPLE’S INSURANCE CO. OF CHINA
地址：中国上海中山东一路23号。 SHANGHAI BRANCH
Address: 23 Zhongshan Dong Yi Lu Shanghai, China. Cables:
Shanghai. --------------------------------------------------------- Telex: 33128 PICCS CN General Manager
42001
（1/1/1981） THE PEOPLE’S INSURANCE COMPANY OF CHINA OCEAN MARINE CARGO CLAUSES I.Scope of Cover:
This insurance is classified into the following three Conditions-Free Particular Average（F.P.A.）.With Average（W.A.）and All Risks. Where the goods insured hereunder sustain loss or damage,the Company shall undertake to indemnify therefore according to the Insured Condition specified in the Policy and the Provisions of these Clauses: 1.Free From Particular Average（F.P.A.）This insuance covers: 1）Total or Constructive Total Loss of the whole consignment hereby insured caused in the course of transit by natural calamities-heavy weather,lightning,tsunami,earthquake and flood. In case a constructive total loss is claimed for, the Insured shall abandon to the Company the damged goods and all his rights and title pertaining thereto.The goods on each lighter to or from the seagoing vessel shall be deemed a separate risk. “Constructive Total Loss”refers to the loss where an actual total loss appears to be unavoidable or the cost to be incurred in recovering or reconditioning the goods together with the forwarding cost to the destination named in the policy would exceed their value on arrival. 2）Total or Partial Loss caused by accidents-the carrying conveyance being grounded,sunk or in collision with floating ice or other objects as well as fire or explosion. 3）Partial loss of the insured goods attributable to heavy weather,lightning and/or tsunami,where the conveyance has been grounded, stranded,sunk or burnt,orrespictive of whether the event or events took place before or after such accidents. 4)Partial or total loss consequent on falling of entire package or packages into sea during loading,transshipment or discharge. 5）Reasonable cost incurred by the Insured in salvaging the goods or avertion or minimiaing a loss recoverable under the Policy,provided that such cost shall not exceed the sum insured of the consignment so saved. 6)Losses attributable to discharge of the insured goods at a port of distress following a sea peril as well as special charges arising from loading, warchousing and forwarding of the goods at an intermediate port of call or refuge. 7）Sacrifice in and Contribution to General Average and Salvage Charges. 8)Such proportion of losses sustained by the shipowners as is to be reimbursed by the Cargo Owner under the Contract of Affreightmint”Both to Blame Collision”clause.2.With Average(W.A.)Aside from the risks covered under F.P.A. condition as above,this insurance also covers partial losses of the insured goods caused by heavy weather,lightning, tsunami,earthquake and/or flood.3.All Risks Aside from the risks covered under the F.P.A.and W.A.conditions as above,this insurance also covers all risks of loss of or damage to the insured goods whether partial or total,arising from external causes in the course of transit. II.Exclusions:
This insurance does not cover: 1.Loss or damage caused by the intentional act or fault of the Insured. 2.Loss or damage falling under the liability of the consignor. 3.Loss or damage arising from the inferior quality or shortage of the insured goods prior to the attachment of this insurance. 4.Loss or damage arising from normal loss inherent vice or nature of the insured goods,loss of market and/or delay in transit and any expenses arising therefrom. 5.Risks and liabilities covered and excluded by the ocean marine (cargo) war risks clauses and strike, fiot and civil commotion clauses of this Company
III.Commencemint and Termination of Cover: 1.Warehouse to Warehouse Clause; This insurance attaches from the time the goods hereby insured leave the warehouse or place of storage named in the Policy for the commencement of the transit and continues in force in the ordinary course of transit including sea,land and inland waterway transits and transit in lighter until the insured goods are delivered to the consignee’s final warchouse or place of storage at the destination named in the Policy or to any other place used by the Insured for allocation or distribution of the goods or for storage other than in the ordinary course of transit.2.If owing to delay,deviation forced discharge,reshipment or transshipment beyond the control of the Insuerd or any change or termination of the voyage arising from the exercise of a liberty granted to the shipowners under the contract of affreightment,the insured goods arrive at a port or place othe than that named in the Policy, subject to immediate nomain in force and shall terminate as hereunder: 1)If the insured goods are sold at port or place not named in the Policy,this
insurance shall terminate on delivery of the goods sold ,but in no event shall this insurance extend beyond sixty(60)days after completion of discharge of the insured goods from the carrying vessel at such port or place.2)If the insured goods are to be forwarded to the final destination named in the Policy or any other destination, this insurance shall terminate in accordance with Section 1 above. IV. Duty of the Insured:
It is the duty of the Insured to attend to all matters as specified hereunder,failing which the Company reserves the right to reject his claim for any loss if and when such failure prejudice the rights of the Company: 1.The Insured shall take delivery of the insured goods in good time upon their arrival at the port of destination named in the Policy.In the event of any damage to the goods, the INSURED SHALL IMMEDIATELY APPLY FOR SURVEY TO THE survey and/or settling agent stipulated in the Policy. If the insured goods are found short in entire package or packages or to show apparent traces of damage, the Insured shall obtain from the carrier, bailee or other relevant authorities(Customs and Port Authoritied ets.)certificate of loss or damage and/or shortlanded mimo. Should the carrier, bailee or the other relevant authorities be responsible for such shortage or damage, the Insured shall lodge a claim with them in writing and, if necessary, obtain their confirmation of an wxtension of the time limit of validity of such claim. 2.The Insured shall, and the Company may also, take reasonable measures immediately in salvaging the goods or preventing or minimizing a loss or damage thereto. The measures so taken by the Insured or by the Company shall not be considered respectively, as a waiver of abandonment hereunder, or as an acceptance thereof. 3.In case of a change of voyage or any omission or error in the description of the interest, the name of the vessel or voyage this insurance shll remain in force only upon prompt notice to this Company when the Insured becomes aware of the same and payment of an additional premium if required. 4.The following documents should accompany any claim hereunder made against the Company: Original Policy, Bill of Lading,Invoice Packing List,Tally Sheet,Weight Memo. Certificate of Loss or Damage and/or Shortland Memo. Survey Peport. Statement of Claim. If any third party is involved, documents relative to pursuing of recouvery from such party should also be included. 5.Immediate notice should be given to the Company when the Cargo Owner’s actual responsibility under the Contract of Affreightment “Both to Blame Collision”Clause becomes known.
V.The Time of Vlidity of A Claim:The time of validity of a claim under this insurance shall not exceed a period of two years counting from the time of completion of discharge of the insured goods from the seagoing vessel at the final port of discharge. （1/1/1981）
THE PEOPLE’S INSURANCE COMPANY OF CHINA OCEAN MARINE CARGO WAR RISK CLAUSES
I. Scope of Cover:
This insurance covers:1.Loss of or damage to the insured goods caused directly by or consequent upon WAR. WARLIKE OPERATIONS. HOSTILE ACTS. ARMED CONFLICTS OR PIRACY:2.Loss or damage caused by CAPTURE, SEIZURE. ARREST. RESTRAINT OR DETAINMENT arising from the events in Section 1.1 above.3.Loss or damage caused by conventional weapons of war including mines, torpedoes and bombs.4.Sacrifice in and contribution to General Average and Salvage Charges arising from the risks covered hereunder.
II.Exclusions:
This insurance does not cover:1.Loss damage or expenses arising from any hostile use of atomic or nuclear weapons of war.2.Any claim based upon Loss of, or frustration of, the insured voyage caused by arrest, restraint or detainment by any executive authorities,authorities in power or any other armed groups. III.Commencement and Termination:
1.This insurance shall attach from the time the insured goods are loaded on the seagoing vessel or lighter at the port of shipment named in th Policy until discharged overside from the seagoing vessel or lighter at the pot\\rt of destination named in the Policy Ith the insured goods are not discharged therefrom.The longest duration at the port of discharge shall be limited to fifteen(15)days counting from midnight of the day of the vessel’s arrival. In the absence of such berth or place, the vessel’s arrival refers to the vessel’s first anchoring, mooring or securing either at or off the intended port or at or neat the place of discharge.
2.In case of transshipment at an intermediate port, regardless of whether or not the insured goods are unloaded, the longest duration of this insurance at such port of transshipment shall be limited to fifteen(15)days counting from midnight of the day of the vessel’s arrival at such port or place of discharge. However, this insurance shall reattach when the insured goods are loaded on the oncarrying seagoing vessel.
3.If the contract of affreightiment is terminated at a port or place other than the destination named in the Policy,such port or place shall be deemed the destination under the Policy and this insurance shall terminate according to Section III.I above If the insured goods are to be reshipped to the original or any other destination, this insurance shall teattach when the goods are loaded on the oncarrying vessel or lighter provided notice is given to the Company and an additional premium is paid prior to the commencement of such further transit.
4.This insurance shall remain in force during any deviation, chage of voyage, variation of adventure arising from the exercise of a liberty granted to the shipowners under the contract of affreightmint subject to immediate notice to the Company and payment of an additional premiun, when such event comes to the knowledge of the Insured. Note:
These clauses are。 the clauses of an additional insurance to the Ocean Marine Cargo Insurance of the Company. Incase of conflict between any clauses of these clauses and the ocean marine cargo clauses, these clauses shall prevail.